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Home » News » News » Dem Bill Would Help Improve Prisoners’ Credit Scores
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Dem Bill Would Help Improve Prisoners’ Credit Scores

Seamus OthotBy Seamus OthotJanuary 23, 2025Updated:January 23, 20258 Comments2 Mins Read
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A Maine lawmaker has put forward a proposal that would create certain incarcerated individuals to obtain loans so that they can improve their creditworthiness.

The bill, introduced by Rep. Daniel Sayre (D-Kennebunk), would allow prisoners in Maine’s correctional facilities to access special loans and then use those funds on certain limited expenses.

“This bill allows, under rules established by the Commissioner of Corrections, a juvenile
or adult client of a correctional or detention facility to obtain a loan from a financial institution or credit union,” says the summary of LD 97, An Act to Facilitate the Improvement of Credit Scores of Residents of Department of Corrections Facilities.

[RELATED: Maine Faces $949.2 Million Budget Shortfall for 2026-2027…]

In keeping with the style of restorative justice philosophy, the proposal conspicuously avoids referring to the criminals as “prisoners” except when proposing an amendment to existing laws that already use that language.

Instead, the bill euphemistically refers to the prisoners as “residents” or “clients” of the prison system.

In addition to allowing prisoners to receive loans, the bill would amend existing law to exempt the loans from being used to pay restitution for damaged property or injured victims, nor fines imposed upon their conviction.

Maine prisoners are required to pay 25 percent of money they receive, with a few exceptions, toward restitution or fines if they have been ordered by a court to pay either.

[RELATED: Progressive DA Shares Perspective on Restorative Justice, Prosecuting Migrants, & Maine’s Flawed Criminal Justice System…]

While Sayre presented the bill, it was originally submitted by the Maine Department of Corrections, as allowed under the legislature’s joint rules.

Currently, the bill has no co-sponsors and has a with a public hearing set for Monday, January 27 in the Committee on Criminal Justice and Public Safety.

The Maine Wire reached out to Sayre, asking for a comment on the bill, but he did not respond.

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Seamus Othot

Seamus Othot is a reporter for The Maine Wire. He grew up in New Hampshire, and graduated from The Thomas More College of Liberal Arts, where he was able to spend his time reading the great works of Western Civilization. He can be reached at [email protected] or ‪(401) 216-9160‬.

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Eric H.
Eric H.
1 year ago

Democrats continue to disappoint .
Is this the best that Daniel Sayre can come up with ?
Hey Kennebunk Voters – – – REMEMBER THIS AT VOTING TIME .
This Jerk isn’t working for YOU .
WE NEED FEWER DEMOCRATS AND MORE REPUBLICANS
END THIS INSANITY ,

7
beachmom
beachmom
1 year ago

I don’t know about these people in Augusta. smh

4
Jerry S.
Jerry S.
1 year ago

More “ helpful legislation “ from a Maine democrat …..yeah RIGHT !
Nobody in their right mind should vote for this Sayre clown .
He’s more worried about the criminals in jail than he is the people on the street these criminals prey on .
Probably supports Mills and her “ New Mainers “ BS .
THIS CLOWN needs to be voted out . Wake up Kennebunk . Is this guy the best you got ?

5
Sarah J
Sarah J
1 year ago

I just started 3 weeks ago this web income system that my friend recommended to me and I’ve gotten 2 checks for a total of $9,200… this is the best decision I made in a long time! This extra cash has changed my life in so many ways, thank you!

Here is I started_______ Rebrand.ly/homejobs25?/02

-4
SANDRA L CIEKLINSKI
SANDRA L CIEKLINSKI
1 year ago

How will they pay this loan off if they are in jail??

1
Bob
Bob
1 year ago

ARE THE DEMS JUST FUCKING STUPID????? WTF!!!!

2
Eric H.
Eric H.
1 year ago

YES Bob
The Democrats ARE THAT STUPID !

0
Neecee
Neecee
1 year ago

Typical bill set forth by democrats… crazy … mind boggling

0
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